Filter Pay Logo
Plane flying in sky
Available on Full Debit & Credit

Use points on any flight, with just a swipe

Yep, you read that right. Using points for flights shouldn't be so hard. Now it's not.

QATAR AIRWAYS
BRITISH AIRWAYS
easyJet
RYANAIR
jet2.com
Emirates
Lufthansa
AmericanAirlines
DELTA
SINGAPORE AIRLINES

Plus hundreds of others around the world...

Unrestricted travel, on your terms

Forget complicated reward tiers and terrible flight times. We believe your points should actually get you where you want to go.

Fly with anyone

From low-cost regional carriers to first-class global cabins. If a seat is available online, it's yours with points.

Zero blackout dates

Travel during the holidays, peak summer, or busy weekends. We never block dates or impose hidden limitations.

Instant booking

Skip the annoying point conversions and voucher codes. Simply pay with your card and redeem points directly in the app.

Earn points with hundreds of airlines

Fly anywhere. Use your points to book flights with all major global carriers seamlessly through the app.

Airline 1
Airline 2
Qatar Airways
American Airlines
Ryanair
Thai Airways
British Airways
Airline 3
Airline 4
British Airways 2
Thai Airways Vector
Airline 1
Airline 2
Qatar Airways
American Airlines
Ryanair
Thai Airways
British Airways
Airline 3
Airline 4
British Airways 2
Thai Airways Vector
Travel Benefits

Rewards that roam as far as you do

Flight view
Universal Redemption

Fly any airline, anytime, using your points

Discover how
Travel insurance
Complete Coverage

Global travel insurance for the whole family

Explore coverage
Mastercard
Powered by
mastercard

Spend with confidence wherever Mastercard is accepted

See how we stack up

We know you're probably shopping around, so here's how we compare to a few other cards

Use points on travel rewards
Filter Pay
Any flight, any airline
Amex Gold
Select partners
Use points on curated dining experiences
Filter Pay
Amex Gold
Instant, in-app points redemption
Filter Pay
Amex Gold
Fees when spending abroad
Filter Pay
No fees
Amex Gold
2.99%
Worldwide travel insurance
Filter Pay
Amex Gold
Global acceptance*
Filter Pay
Mastercard network
Amex Gold
American Express network
Annual Fee
Filter Pay
£160 or £15/month
Amex Gold
£195

Filter Pay Full Debit & Credit

Amex Gold

Use points on travel rewards
Any flight, any airline
Select partners
Use points on curated dining experiences
Instant, in-app points redemption
Fees when spending abroad
No fees
2.99%
Worldwide travel insurance
Global acceptance*
Mastercard network
American Express network
Annual Fee
£160 or £15/month
£195
REAP THE REWARDS

Quick to join, endless perks to enjoy

Become part of a growing community unlocking exclusive rewards they truly value. Must be 18+ and a UK resident. Terms and conditions apply.

Excellent
reviews on
Trustpilot