Filter Pay Logo

Filter Pay Business Credit Card

Card Image

Annual/Monthly Fee: £25/mo | Business Card | Rep. APR: 38%

Discover your business offer

UP TO 5,000
Filter Pay Points

Your physical card will be delivered within 2-5 days in UK.

Apply, and if approved:

  • 15x points per £1 spent
  • 25x Travel Points on purchases
  • 3Use points on flights
  • 4No fees abroad
  • 5Travel insurance included
Apply with confidence

Know if you're approved with no credit score impact

Learn How your credit score may be impacted if you're approved and you accept this Card.

APR For Pay Over Time Feature: 38% variable APR on eligible charges.

Payment flexibility

Enjoy the flexibility to decide how you pay for each purchase.

Track your spending

View all your finances in one place. Set budgets, stay on track with reminders.

No credit impact

Applying for the card won't impact your credit score.

Pay
GPay

Works everywhere

Add your card to Apple Pay or Google Pay and start shopping right away.

Redeem points for tech, lifestyle, and travel you'll actually use.

OSIN RESTURANT

OSIN RESTURANT

Spend, Save and
get paid back for it. One card. Every reward.

Monthly Spend£1,500
Each year get either
Dining
+£65
Shopping
+£80
Lounges
+£90
Tickets
+£70
Flights
+£25
Cashback
+£15

Purchase protection on your big buys

Shop with confidence knowing your eligible purchases are fully protected. From damaged goods to undelivered items, we've got you covered so you can spend without the worry.

Purchase Protection
Using finance app on smartphone

Unlock a credit limit of up to £15,000

Use your card for everyday purchases and enjoy up to 15 days of interest-free time to make your repayments.

Purchase rate
29.1% (var)
Rep. APR
150% (var)
Based on a
£15,000 limit

Get your credit score moving

If you pay off your card regularly and on time, you can improve your credit score.

Friends hanging out
Airplane and travel

Travel more,
Worry less.

Airport lounge access, travel insurance, eSIMs & more.

Transform daily purchases into Flight Rewards

Earn 1 airline mile for every 5 Filter points you collect.

Turn your everyday spending into unforgettable journeys. Every morning coffee, grocery run, or weekend dinner brings you closer to your next dream vacation with our premium travel partners.

Elderly Couple at Airport
Premium airport lounge interior

Unlock premium airport lounges

Skip the crowded terminal and relax in style. Gain access to exclusive, comfortable airport lounges globally when you travel with your Filter card.

Skip the foreign exchange fees

  • Use Filter Pay Card anywhere in the world mastercard is accepted.
  • Shop securely at home or abroad, and spend in other currencies with no foreign exchange fees from Filter Pay.
  • Order your physical card in the app for even more flexibility.
Travel without fees
Filter Pay App on Phone

How it works

1.

Activate your card in minutes

Go to the Filter Pay app and activate your card in minutes.

2.

Make a purchase with your card

Your card will be ready in the app. You can add it to your digital wallet to start shopping online and in-store anywhere Mastercard is accepted.

3.

Choose how to pay per purchase

Tap on a Filter Pay purchase in the app and select a payment plan that works best for you. Choose to pay in full or spread the cost over 3 to 12 months.

Man relaxing on the beach

Hundreds of exclusive rewards.

Discover endless ways to upgrade your lifestyle every single day.

Filter Pay Card

Ready to upgrade your wallet?

Check your eligibility in under 60 seconds. Our soft-check won't impact your credit score, so you can explore your options risk-free.

Find the right card for you

Features
Virtual
Credit
Debit
Gold
Points per £1 spent
1x
5x
1x
2x to 5x
Zero foreign transaction fees
Use points on flights
Worldwide travel insurance
Sign-up bonus
2,000 pts
5,000 pts
1,000 pts
20,000 pts
Monthly/Annual fee
£0
£25/mo
£0
£45/mo or £540/yr
Representative APR
27.50%
38%
N/A
150%
Credit Experience

Credit Card

Business

Premium business credit card with travel rewards and zero foreign transaction fees.

Pricing

£25/mo

Got questions?

Everything you need to know

More from

FILTER PAY

Lifestyle

See how this card compares to other Cards

Card