Free Credit Card
Annual/Monthly Fee: £0 | Personal Card | Rep. APR: 29.1%
UP TO 2,000
Filter Pay Points
Your physical card will be delivered within 2-5 days in UK.
Apply, and if approved:
- 11x point per £1 spent
- 22x points on flights
- 3No fees abroad
- 4No monthly fee
Know if you're approved with no credit score impact
Learn How your credit score may be impacted if you're approved and you accept this Card.
APR For Pay Over Time Feature: 29.1% variable APR on eligible charges.
Payment flexibility
Enjoy the flexibility to decide how you pay for each purchase.
Track your spending
View all your finances in one place. Set budgets, stay on track with reminders.
No credit impact
Applying for the card won't impact your credit score.
Works everywhere
Add your card to Apple Pay or Google Pay and start shopping right away.
Everything you need,
at a glance.
Discover why the Filter+ Free Credit Card is the perfect companion for your everyday spending.
1 point for every £1 spent
No fees on spend abroad
Award-winning app features
Up to £15,000 in credit limit
Plus, your welcome offer
We'll give you a head start on your rewards journey when you join Filter+.
When you spend £1,000 in your first 30 days
Spend, Save and
get paid back for it. One card. Every reward.
Purchase protection
on your big buys
Shop with confidence knowing your eligible purchases are fully protected. From damaged goods to undelivered items, we've got you covered so you can spend without the worry.
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Get your credit
score moving
If you pay off your card regularly and on time, you can improve your credit score.
Transform daily purchases into Flight Rewards
Earn 1 airline mile for every 5 Filter points you collect.
Turn your everyday spending into unforgettable journeys. Every morning coffee, grocery run, or weekend dinner brings you closer to your next dream vacation with our premium travel partners.
Unlock premium
airport lounges
Skip the crowded terminal and relax in style. Gain access to exclusive, comfortable airport lounges globally when you travel with your Filter card.
How it works
Activate your card in minutes
Go to the Filter Pay app and activate your card in minutes.
Make a purchase with your card
Your card will be ready in the app. You can add it to your digital wallet to start shopping online and in-store anywhere Mastercard is accepted.
Choose how to pay per purchase
Tap on a Filter Pay purchase in the app and select a payment plan that works best for you. Choose to pay in full or spread the cost over 3 to 12 months.
Find the right card for you
Hundreds of exclusive rewards.
Discover endless ways to upgrade your lifestyle every single day.
Got questions?
