Making Global Payments Simple, Seamless and Accessible
Filter is a next-generation UK financial platform designed to bring everyday payments, cards, rewards, banking services, and flexible finance together in one simple app for individuals and businesses. Built around Personal and Business accounts, Filter offers virtual and physical debit and credit cards, premium Gold cards, rewards cashback on everyday spending, rent payment via filter credit card no-mark-up foreign exchange, travel benefits, eSIM connectivity, and seamless UK and international money transfers.
Through Filter Finance, customers can also access flexible lending, salary advances while businesses can benefit from dedicated financial products and future merchant advertising and marketing solutions. With Mastercard acceptance, real-time transaction controls, in-app support, and a strong focus on convenience, rewards, travel, and financial flexibility, Filter aims to become one connected financial ecosystem for modern consumers, professionals, expats, and businesses.
Corporate Governance
The Board
The Group Board of Directors are responsible for setting the overall strategy and culture of Filter Pay, and for overseeing management in its day-to-day running of the business. The Board is also responsible for ensuring the Group has in-place governance arrangements, as well as policies and practices appropriate for the size and nature of Filter's businesses.
Our Core Values
What drives us forward
These fundamental principles guide our decisions, shape our culture, and ensure we deliver on our promise to revolutionize financial services.
Meet the Leadership
Our board of directors brings together a diverse group of industry veterans dedicated to guiding FilterPay towards a secure, innovative future in financial services.
Co-founder & CEO
James Murray
James Murray serves as the Co-founder and Chief Executive Officer of FilterPay, having established the company alongside co-founders Milesh Joshi and Anand Bhandari.
Bringing over two decades of leadership across the UK banking and financial services sector, James possesses deep domain expertise in financial transactions, international payments, foreign exchange, and money services. Throughout his career across global financial markets, he has cultivated a thorough understanding of the evolving needs of modern consumers.
By pairing his financial background with emerging AI-driven technologies, James is focused on building FilterPay as an innovative, all-in-one financial platform designed to simplify everyday money management for people across the UK—seamlessly unifying payments, rewards, credit, travel, and financial services into one trusted experience.
Co-founder & COO
Milesh Joshi
Milesh Joshi serves as the Co-founder and Chief Operating Officer of FilterPay, having built the organization alongside James Murray and Anand Bhandari.
With over 15 years of experience across the UK accounting and financial services landscape, Milesh brings extensive expertise in financial operations, corporate management, and strategic planning. He leads the execution of FilterPay's operational roadmap, key commercial partnerships, and long-term business growth.
Milesh is dedicated to establishing FilterPay as a premier, all-in-one financial ecosystem that streamlines everyday money management for individuals across the UK—unifying payments, rewards, credit, travel benefits, and financial services into one seamless and trusted experience.
Co-founder & CTO
Anand Bhandari
Anand Bhandari serves as the Co-founder and Chief Technology Officer of FilterPay, having shaped the platform's technological foundation alongside Milesh Joshi and James Murray.
Backed by more than a decade of expertise across software engineering, artificial intelligence, and fintech, Anand directs the overarching technology vision behind FilterPay. He focuses on engineering secure, scalable, and intelligent financial infrastructure that connects consumers, businesses, and payment rails effortlessly.
Under his technology leadership, Anand and his engineering team are constructing a next-generation financial ecosystem—building an intuitive, all-in-one platform to simplify everyday financial management across the UK by bringing payments, rewards, credit, travel, and financial services together in one trusted experience.
Filter Advisory Team
We are now onboarding experienced experts to strengthen Filter Group and help shape the future of finance.
Our Mission
To build a financial ecosystem that is completely transparent, instantly accessible, and genuinely rewarding.
Contact Us
Get in touch with Filter Pay
Investor relations, business inquiries, and matters related to Filter pay only.
