Full Credit Card
Annual/Monthly Fee: £15/mo | Personal Card | Rep. APR: 38%
UP TO 20,000
Filter Pay Points
Your physical card will be delivered within 2-5 days in UK.
Apply, and if approved:
- 15x points per £1 spent
- 2No fees abroad
- 35x points on flights
- 4Travel insurance included
Know if you're approved with no credit score impact
Learn How your credit score may be impacted if you're approved and you accept this Card.
APR For Pay Over Time Feature: 38% variable APR on eligible charges.
Payment flexibility
Enjoy the flexibility to decide how you pay for each purchase.
Track your spending
View all your finances in one place. Set budgets, stay on track with reminders.
No credit impact
Applying for the card won't impact your credit score.
Works everywhere
Add your card to Apple Pay or Google Pay and start shopping right away.
5x Points
Accelerate your rewards. Earn 5 points for every £1 spent, everywhere you go, with absolutely no caps.
20,000 Points
Valued at £125 toward luxury bookings when you spend £1,500 in 30 days. Plus, your first month is on us.
Global Protection
Fly Anywhere
Statement Credit
Prefer cash? Convert your points directly to statement credits for everyday purchases.
All Basic Benefits
Enjoy everything from our free tier, including zero foreign transaction fees and purchase protection.
Spend, Save and
get paid back for it. One card. Every reward.
Purchase protection
on your big buys
Shop with confidence knowing your eligible purchases are fully protected. From damaged goods to undelivered items, we've got you covered so you can spend without the worry.
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Get your credit
score moving
If you pay off your card regularly and on time, you can improve your credit score.
Transform daily purchases into Flight Rewards
Earn 1 airline mile for every 5 Filter points you collect.
Turn your everyday spending into unforgettable journeys. Every morning coffee, grocery run, or weekend dinner brings you closer to your next dream vacation with our premium travel partners.
Unlock premium
airport lounges
Skip the crowded terminal and relax in style. Gain access to exclusive, comfortable airport lounges globally when you travel with your Filter card.
How it works
Activate your card in minutes
Go to the Filter Pay app and activate your card in minutes.
Make a purchase with your card
Your card will be ready in the app. You can add it to your digital wallet to start shopping online and in-store anywhere Mastercard is accepted.
Choose how to pay per purchase
Tap on a Filter Pay purchase in the app and select a payment plan that works best for you. Choose to pay in full or spread the cost over 3 to 12 months.
Find the right card for you
Hundreds of exclusive rewards.
Discover endless ways to upgrade your lifestyle every single day.
Got questions?
